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After Hours: 1.877.775.5211

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Payment Options

Payment Arrangements

If you require a payment arrangement on a past-due balance, we must receive it in writing on the form below. If you prefer to fax it, our fax number is (505) 287-2234. Your request MUST include the information below:

  • The account number
  • The account holder's name (first and last)
  • The service location where you receive our service
  • The date you will pay a past-due balance
  • The amount you will pay on the date
  • A daytime phone, mailing address and email
  • Any necessary documentation

Request Payment Arrangement

Payment Locations


Grants Office, 1821 Clif Lear Ave., P.O. Box 1087, Grants, NM 87020

Gallup Office, 2500 NM Highway 602, P.O. Box 786, Gallup, NM 87305

Villa de Cubero, U.S. Highway 66, near Sky City Casino

Zuni Tribal Utility Department, 1203B South Highway 53
 

By Phone

Continental Divide offers an automated telephone payment system. It's secure, FREE and available anytime. To make a credit-card or debit-card payment, make sure you have your account number and call our toll-free number at 1-833-619-0785.

Online

Continental Divide offers e-billing and e-payments online through SmartHub. To pay online using e-billing or e-payments, open SmartHub and follow the on-screen instructions.

Open SmartHub

Credit/Debit Cards

Continental Divide accepts Visa, MasterCard and Discover, in person, online and through our toll-free automated payment system.

E-Check (Instant payment by electronic check)

* Available only through SmartHub or automated phone payment system *

Our residential and small commercial members can pay instantly by electronic bank check, using either their checking or savings account. They can also store their information for future use and sign up for Automatic Bank Withdrawal. To use E-check, open SmartHub and follow the on-screen instructions.

Open SmartHub

Automatic Bank Withdrawal

A member's billing charges can be deducted each month from a financial institution. Please contact CDEC Billing Supervisor Victoria Gastonguay to sign up at (505) 285-6656.

SmartHub App

To download a free SmartHub app for iPhones and Android-based devices, visit your phone's app store.

On the App Store (iOS) On Google Play (Android)
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Grants Office

1821 Clif Lear Ave.
P.O. Box 1087
Grants, NM 87020
Map

(505) 285-6656
Fax: (505) 287-2234

After hours and holidays:  1-877-775-5211

Gallup Office

2500 NM Highway 602
P.O. Box 786
Gallup, NM 87305
Map

(505) 863-3641
Fax: (505) 863-2175

After hours and holidays:  1-877-775-5211

Stay Connected!

©2025 Continental Divide Electric Cooperative. All Rights Reserved

  • About Us
    • Mission
    • Service Area
    • Board
    • Staff
    • Annual Meeting
    • Bylaws
    • Rules & Procedures
    • History
  • Services
  • Billing
    • Rates
    • Service Fees
    • Budget Billing
    • Payment Options
    • LIHEAP
  • News
  • Education
    • Scholarships
    • Lineworker School
    • Careers
    • Youth Tour
    • In the Classroom
  • Resources
    • Net Metering
    • 2025 Energy Efficiency Rebates
    • Sharing Success
    • Charitable Requests
    • Safety
    • Together We Save
    • Membership Organizations
    • Cooperative Principles
    • Downloadable Forms
  • Employment
  • Capital Credits
  • Contact Us
  • Electric Vehicles